Health & Dental insurance provides coverage for treatments that provincial health care plans don’t cover. Coverage in these plans is similar to group benefits.
How can it help you?
Your provincial health insurance usually doesn’t cover the following:
Prescription drugs that are available outside the hospitals.
Elective medical services such as physiotherapy.
Emergency medical services provided in another country.
Medical equipment to assist with your mobility.
More importantly, this insurance is important if you’re self employed and don’t have group coverage or if you need to replace previous coverage.